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Condo Fees, Financial & Insurance

11 articles

What do my condominium fees cover?

Condominium fees are contributions made by all unit owners to fund the operation, maintenance, and financial stability of the condominium corporation.Condominium fees typically cover:• Maintenance and repair of common elements • Building insurance • Utilities serving common areas (if applicable) • Prop...

How do I view my account balance and payment history?

Your account balance and payment history are available through the Resident Login:https://ip.managebuilding.com/Resident/apps/tenant/loginThrough the Resident Login, you may be able to view:• Current balance • Payment history • Charges and adjustments • Condo fee amountsThis information is updated regu...

How do I set up or change pre-authorized payments?

Pre-authorized payments may be managed through the Resident Login where available:https://ip.managebuilding.com/Resident/apps/tenant/loginAlternatively, you may submit a Resident Request or email [email protected] to request assistance.Pre-authorized payments help ensure your condominium...

How do I obtain a receipt for condo fee payments?

Payment history and receipts may be available through the Resident Login.If you require a specific receipt or confirmation, submit a Resident Request through the Resident Login and include:• Your unit number • Payment date • Payment amountImperial Properties will assist in providing available payment ...

What happens if my condominium fees are late?

Condominium fees are due in accordance with the condominium corporation’s bylaws and payment schedule.Late payments may result in:• Late fees • Interest charges • Administrative charges • Collection action as permitted by governing documents and applicable lawThe condominium corporation has a legal obl...

Why did I receive a chargeback on my account?

A chargeback occurs when the condominium corporation incurs a cost that is attributable to a specific unit owner rather than shared among all owners.Common examples include:• Plumbing issues originating within a unit • Damage caused by an owner, tenant, or guest • Service calls related to owner-mainta...

How can I dispute or request clarification about a chargeback?

If you believe a chargeback has been applied incorrectly, submit a Resident Request through the Resident Login and include:• The date of the charge • Description of the charge • Any supporting documentation or informationImperial Properties will review the matter based on available information and gov...

What is the reserve fund?

The reserve fund is a legally required fund used for major repair and replacement of common elements over time.Examples of reserve fund expenses may include:• Roof replacement • Elevator modernization • Structural repairs • Mechanical system replacement • Exterior repairsThe reserve fund helps ensure th...

What is a special assessment?

A special assessment is an additional contribution required from unit owners to cover expenses not fully covered by the operating budget or reserve fund.Special assessments may occur when:• Major unexpected repairs are required • Reserve fund contributions are insufficient • Emergency repairs are need...

Do I need personal condominium insurance?

Yes. Unit owners are responsible for maintaining their own personal insurance coverage.The condominium corporation’s insurance typically covers common elements and the building structure but does not cover:• Personal belongings • Unit improvements • Personal liability • Insurance deductibles that may b...

Who is responsible for the condominium corporation’s insurance deductible?

Responsibility for the insurance deductible depends on the source of the damage and the condominium corporation’s governing documents.If damage originates from a specific unit or is caused by an owner, tenant, or guest, that unit owner may be responsible for some or all of the deductible.If damage o...